Keep More Money When You Buy or Sell Your Home
We help you discover hidden savings, qualify for incentives you didn't know existed, and cut unnecessary costs throughout your real estate journey.
Find My SavingsOur Services
Professional solutions tailored to your needs
Buyer & Seller Savings Strategy
Navigating a real estate transaction shouldn't mean leaving money on the table. We help you identify and capture often-overlooked savings opportunities throughout your buying or selling journey, from the initial offer to closing day. Our personalized approach means you'll have a clear roadmap to maximize your financial outcome, whether you're purchasing your dream home or selling your current property.
Incentive & Credit Guidance
The world of real estate incentives, credits, and rebates can feel like a maze of paperwork and fine print. Think of us as your personal translator and advocate, helping you discover and successfully claim every incentive you're entitled to. We stay current on available programs so you don't have to spend hours researching what might apply to your situation.
Cost Reduction Planning
Real estate transactions come with a long list of expenses, but many of them are more flexible than you might think. We roll up our sleeves and examine every line item in your transaction, looking for legitimate ways to reduce costs without cutting corners on quality or protection. Our goal is simple: help you keep more of your hard-earned money while still getting the services and security you need.
Our Story & Purpose
Home Stimulus started five years ago from a simple observation: too many people were leaving money on the table during their home purchases and sales. I'd watched friends and family miss out on incentives, overlook valuable credits, and pay more than necessary simply because they didn't know what questions to ask. After years working in real estate finance, I realized there was a real need for someone to guide buyers and sellers through the maze of savings opportunities that exist but rarely get talked about. So I took the leap and founded Home Stimulus to do exactly that.
What sets us apart is pretty straightforward. We're not trying to sell you a house or push a particular lender. Our entire focus is on your bottom line, period. We dig into the specifics of your situation and uncover savings strategies that might involve timing, credits you qualify for, or cost reduction approaches tailored to your circumstances. Every client's financial picture is different, so we skip the cookie-cutter advice and get into what actually works for you. It's like having a friend in the industry who knows all the insider tricks and genuinely wants to see you save money.
What Our Customers Say
"I had no idea there were so many incentives available for first-time buyers until I worked with Home Stimulus. Their team walked me through everything step by step and helped me qualify for credits I didn't even know existed. The savings made such a difference in my home buying journey!"
"We were overwhelmed trying to sell our home and buy a new one at the same time. Home Stimulus showed us strategies to reduce costs on both ends that we never would have thought of ourselves. They really took the stress out of the whole process and made us feel supported every step of the way."
"Honestly, I was skeptical at first, but the Cost Reduction Planning service paid for itself many times over. They found ways to cut expenses I didn't even realize were negotiable. Very knowledgeable team and super easy to work with."
"The Incentive & Credit Guidance was a game changer for us. We were trying to navigate all the paperwork and requirements on our own and getting nowhere. Home Stimulus made sense of everything and helped us understand what we actually qualified for. Can't recommend them enough!"
"Great experience from start to finish. They really know their stuff when it comes to buyer savings strategies. I appreciated how they explained everything in plain English instead of industry jargon. Felt like I was working with a friend who actually cared about my goals."
"I wish I'd known about Home Stimulus before my first home purchase! This time around, their seller savings strategy helped me keep so much more money in my pocket. They're friendly, responsive, and genuinely invested in helping you make smart financial decisions."
Frequently Asked Questions
Do you work with people in all states, or just certain areas?▼
Great question! We work with homebuyers and sellers throughout the entire USA. Whether you're in California, Texas, Florida, New York, or anywhere in between, we can help you identify savings opportunities and incentives available in your specific state and local area. Real estate incentives and programs vary quite a bit by location, so we make sure to research what's available exactly where you're buying or selling.
How do I get started? Do I need to schedule a consultation first?▼
Getting started is super easy! We typically begin with a free initial consultation where we learn about your home buying or selling goals and your financial situation. From there, we can outline which savings strategies and incentives you might qualify for. You can reach out through our website, give us a call, or send an email—whatever works best for you. Most consultations can be done over the phone or video chat, so it's convenient no matter where you are.
What should I expect during our first meeting?▼
During our first conversation, we'll ask about your home goals—whether you're buying, selling, or both—and get a sense of your timeline and budget. We'll also discuss any specific financial concerns you have. Then we'll walk you through the various incentive programs, tax credits, and cost reduction strategies that might apply to your situation. It's very conversational and low-pressure. By the end, you'll have a clear picture of potential savings opportunities and next steps. Most initial consultations take about 30-45 minutes.
Do you have experience with first-time homebuyers? What about investors?▼
Absolutely! We work with all types of clients. First-time homebuyers are actually a big part of what we do—there are often special programs, grants, and credits specifically designed for first-timers that many people don't know about. We also work with repeat buyers, sellers, investors, and people who are downsizing or relocating. Each situation is unique, and we tailor our strategy recommendations based on your specific circumstances and goals.
What if I'm already in the middle of buying or selling? Is it too late to work with you?▼
Not at all! While it's ideal to connect with us early in the process, we can still help even if you're already underway. We'll review your current situation and identify any remaining opportunities for savings, credits, or incentives you might still be able to capture. Some programs and strategies can be applied right up until closing, and in some cases, even after. Reach out and we'll let you know honestly what we can do to help at your current stage.
Are there incentives available for selling a home, or is this mainly for buyers?▼
There are definitely strategies for sellers too! While buyer incentives tend to get more attention, we help sellers identify cost reduction opportunities related to capital gains exclusions, timing strategies, energy upgrade credits that can boost home value, and ways to structure your sale for maximum tax efficiency. We also guide sellers on which improvements give the best return and how to potentially offset closing costs. It's all about keeping more money in your pocket.
How much does your service cost? Do you charge by the hour or a flat fee?▼
Our pricing varies depending on the complexity of your situation and which services you need. Some clients just need a one-time consultation and strategy session, while others prefer ongoing guidance throughout their transaction. We offer competitive rates and always discuss fees upfront before you commit to anything. Many clients find that the savings and incentives we help them access far exceed the cost of our services. Contact us for a personalized quote based on your specific needs!
What kinds of incentives and programs are out there that people usually don't know about?▼
Oh, there are so many! Depending on your location and situation, you might qualify for down payment assistance programs, first-time buyer grants, energy efficiency rebates, tax credits for certain home improvements, veteran benefits, rural development loans with reduced fees, state-specific housing bonds, and employer-sponsored homebuyer programs. There are also strategies around timing your purchase or sale to maximize tax benefits. That's exactly why we exist—to help you navigate all these options that most people never hear about until it's too late!